You can think rich all you want, but an aversion to out-sized risk will never allow anyone to take advantage of what you or Robert suggest. It is a return to those days of yore – cheap houses, expensive money, and far too many credit hoops to jump through to make the profit worthwhile or viable. Not to mention the often undermentioned increased cost of buying and the ever-growing tax base that is likely to accompany that purchase in the best neighborhoods. If I can get upwards of 6% parking my money in a CD, why would I do otherwise over the next few years?