For bond investment in Malaysia, you can start by asking people around you, like friends and relatives, for general information and personal experiences.  Once you have some vague ideas, you can approach your financial advisor for more advices on bond investments.  The reason why I did not suggest going first to the financial advisor is that sometimes they are talking too much financial terms and for me who has low financial literacy, sometimes I find it hard to follow and have to ask a lot of questions.  I prefer to do some initial research by talking to those around me, so that when I talk the financial advisor, I can better clarify and ask for more relevant advices.  Bear in mind that initial information from friends might not be 100% accurate.

As for your jewellery, if there is potential that the value will appreciate with time, you might want to keep them and play for capital gain.  If not, the general idea will be to convert them into other forms of assets or investments that can give you high return or passive income.  Some possibilities could be real estate, cash investments, paper assets such as high dividend stocks and mutual funds, depending on what is your risk profile and your objective.

This is my idea.  As always, please consult your financial consultant for more professional advice.